/* CGOULA PARTNERS — version premium.
   Direction : maison de conseil. Vert profond, ivoire, filets dorés.
   Titres en Cormorant Garamond (serif à fort contraste), texte en Jost. Polices hébergées localement. */
@font-face{font-family:'Cormorant Garamond';src:url('fonts/cormorant-garamond-latin-500-normal.woff2') format('woff2');font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:'Cormorant Garamond';src:url('fonts/cormorant-garamond-latin-500-italic.woff2') format('woff2');font-weight:500;font-style:italic;font-display:swap}
@font-face{font-family:'Cormorant Garamond';src:url('fonts/cormorant-garamond-latin-600-normal.woff2') format('woff2');font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:'Jost';src:url('fonts/jost-latin-400-normal.woff2') format('woff2');font-weight:400;font-display:swap}
@font-face{font-family:'Jost';src:url('fonts/jost-latin-500-normal.woff2') format('woff2');font-weight:500;font-display:swap}

:root{
  --ink:#0e2622;--ink2:#091a17;--text:#26342f;--muted:#55625c;
  --paper:#f7f4ec;--paper2:#efeadd;--white:#fdfbf6;--line:#e1dbcc;--line2:#cfc6b2;--tint:#ece6d6;
  --gold:#b08d4f;--gold-text:#7a5c27;--gold-light:#dcc392;
  --display:'Cormorant Garamond',Georgia,'Times New Roman',serif;--sans:'Jost',Arial,Helvetica,sans-serif;
  --ease:cubic-bezier(.22,.61,.36,1);--container:1240px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--text);background:var(--paper);font-family:var(--sans);font-size:16.5px;line-height:1.72;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--display);font-weight:500;color:var(--ink);line-height:1.08;letter-spacing:-.005em;margin:0;text-wrap:balance}
h3{line-height:1.18}
p{margin:0 0 1.1em}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
img{max-width:100%;height:auto;display:block}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.container{max-width:var(--container);margin:0 auto;padding:0 32px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip-link{position:absolute;left:16px;top:-60px;z-index:100;background:var(--white);color:var(--ink);padding:10px 14px;border:1px solid var(--ink)}
.skip-link:focus{top:12px}

/* ---------- En-tête et menus déroulants ---------- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(247,244,236,.92);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid transparent;transition:border-color .4s,box-shadow .4s}
.site-header.scrolled{border-bottom-color:var(--line);box-shadow:0 10px 30px -22px rgba(14,38,34,.35)}
.header-inner{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:28px;transition:min-height .4s var(--ease)}
.scrolled .header-inner{min-height:72px}
.logo{display:flex;gap:14px;align-items:center;min-width:0}
.logo-mark{flex-shrink:0;width:46px;height:46px;border:1px solid var(--gold);display:grid;place-items:center;font:500 34px/1 var(--display);color:var(--ink);position:relative}
.logo-mark::after{content:'';position:absolute;inset:4px;border:1px solid rgba(176,141,79,.35)}
.logo-word{font:500 21px/1 var(--display);letter-spacing:.2em;color:var(--ink);white-space:nowrap}
.logo-word b{font-weight:500}
.logo-word small{display:block;font:500 9.5px/1 var(--sans);letter-spacing:.32em;color:var(--gold-text);margin-top:8px}

.nav{display:flex;align-items:center;gap:30px}
.nav-list{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.nav-item{position:relative}
.nav-row{display:flex;align-items:center}
.has-sub .nav-link{padding-right:8px}
.has-sub .nav-link::after{right:8px}
.nav-link{display:inline-block;white-space:nowrap;font-size:14px;letter-spacing:.02em;color:var(--ink);padding:10px 10px;position:relative}
.nav-link::after{content:'';position:absolute;left:10px;right:10px;bottom:4px;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .45s var(--ease)}
.nav-link:hover::after,.nav-link[aria-current]::after,.nav-item.open>.nav-row .nav-link::after{transform:scaleX(1)}
.sub-toggle{border:0;background:transparent;color:var(--ink);min-width:24px;min-height:36px;padding:0;margin-left:-4px;position:relative;z-index:1;display:grid;place-items:center}
.sub-toggle svg{transition:transform .35s var(--ease)}
.nav-item.open .sub-toggle svg{transform:rotate(180deg)}
.submenu{position:absolute;top:calc(100% + 14px);left:-18px;min-width:340px;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .35s var(--ease),transform .35s var(--ease),visibility 0s .35s;z-index:60}
.submenu::before{content:'';position:absolute;left:0;right:0;top:-16px;height:16px}
.nav-item.open>.submenu{opacity:1;visibility:visible;transform:none;transition:opacity .35s var(--ease),transform .35s var(--ease),visibility 0s}
@media(hover:hover) and (min-width:1181px){.has-sub:hover>.submenu{opacity:1;visibility:visible;transform:none;transition:opacity .35s var(--ease),transform .35s var(--ease),visibility 0s}.has-sub:hover .sub-toggle svg{transform:rotate(180deg)}.has-sub:hover .nav-link::after{transform:scaleX(1)}}
.submenu-inner{background:var(--white);border:1px solid var(--line);border-top:2px solid var(--gold);padding:22px 24px 18px;box-shadow:0 30px 60px -30px rgba(14,38,34,.35)}
.submenu-intro{font:italic 500 18px/1.3 var(--display);color:var(--gold-text);margin:0 0 12px}
.submenu ul{list-style:none;margin:0;padding:0}
.submenu li a{display:block;padding:11px 0;border-top:1px solid var(--line);transition:padding-left .35s var(--ease)}
.submenu li a:hover,.submenu li a:focus-visible{padding-left:8px}
.submenu li strong{display:block;font:500 20px/1.2 var(--display);color:var(--ink)}
.submenu li span{display:block;font-size:13px;color:var(--muted);line-height:1.45;margin-top:2px}
.submenu-all{display:inline-flex;gap:8px;margin-top:12px;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-text)}
.nav-contact{position:relative;overflow:hidden;border:1px solid var(--ink);padding:12px 18px;font-size:14px;color:var(--ink);white-space:nowrap;z-index:0;transition:color .45s var(--ease)}
.nav-contact::before{content:'';position:absolute;inset:0;background:var(--ink);transform:scaleX(0);transform-origin:right;transition:transform .45s var(--ease);z-index:-1}
.nav-contact:hover{color:var(--paper)}
.nav-contact:hover::before{transform:scaleX(1);transform-origin:left}
.menu-toggle{display:none;flex-shrink:0;align-items:center;gap:12px;border:1px solid var(--ink);background:transparent;padding:10px 14px;color:var(--ink);font-size:13px;letter-spacing:.12em;text-transform:uppercase}
.burger{display:grid;gap:5px;width:18px}
.burger i{display:block;height:1px;background:currentColor;transition:transform .35s var(--ease)}
.menu-toggle[aria-expanded="true"] .burger i:first-child{transform:translateY(3px) rotate(45deg)}
.menu-toggle[aria-expanded="true"] .burger i:last-child{transform:translateY(-3px) rotate(-45deg)}

/* ---------- Éléments communs ---------- */
.eyebrow{display:flex;align-items:center;gap:14px;font:500 12px/1.4 var(--sans);letter-spacing:.28em;text-transform:uppercase;color:var(--gold-text);margin-bottom:20px}
.eyebrow::before{content:'';width:34px;height:1px;background:var(--gold);flex-shrink:0}
.section{padding:104px 0}
.section.white{background:var(--white)}
.section-title{font-size:clamp(38px,4.2vw,60px);max-width:820px}
.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:35px;margin-bottom:44px}
.section-head p{max-width:480px;color:var(--muted);margin:14px 0 0}
.section-aside{max-width:440px;color:var(--muted);font-size:15px;margin:0}
.btn{position:relative;overflow:hidden;z-index:0;display:inline-flex;align-items:center;justify-content:center;gap:16px;padding:16px 26px;font-size:14px;letter-spacing:.04em;border:1px solid var(--ink);text-align:center;transition:color .45s var(--ease),border-color .45s}
.btn::before{content:'';position:absolute;inset:0;transform:scaleX(0);transform-origin:right;transition:transform .5s var(--ease);z-index:-1}
.btn:hover::before{transform:scaleX(1);transform-origin:left}
.btn span[aria-hidden]{display:inline-block;transition:transform .45s var(--ease)}
.btn:hover span[aria-hidden]{transform:translate(3px,-3px)}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark::before{background:var(--gold)}
.btn-dark:hover{color:var(--ink2);border-color:var(--gold)}
.btn-outline{background:transparent;color:var(--ink)}
.btn-outline::before{background:var(--ink)}
.btn-outline:hover{color:#fff}
.btn-light{background:var(--gold-light);color:var(--ink);border-color:var(--gold-light)}
.btn-light::before{background:#fff}
.button-row{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.text-link{position:relative;font-size:14px;letter-spacing:.03em;color:var(--ink);padding-bottom:4px;display:inline-flex;gap:8px}
.text-link::after{content:'';position:absolute;left:0;right:0;bottom:0;height:1px;background:currentColor;transform-origin:right;transition:transform .5s var(--ease)}
.text-link:hover::after{transform:scaleX(0)}
.text-link:hover{color:var(--gold-text)}
.image-note{font-size:13px;color:var(--muted);margin:24px 0 0}

/* ---------- Accueil ---------- */
.hero{padding:90px 0 100px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;right:-180px;top:-220px;width:620px;height:620px;border:1px solid rgba(176,141,79,.28);border-radius:50%;pointer-events:none}
.hero::after{content:'';position:absolute;right:-90px;top:-130px;width:440px;height:440px;border:1px solid rgba(176,141,79,.18);border-radius:50%;pointer-events:none}
.hero-layout{position:relative;z-index:1;display:grid;grid-template-columns:1.12fr 1fr;gap:7%;align-items:center}
.hero h1{font-size:clamp(50px,6.2vw,94px);line-height:.98;letter-spacing:-.015em}
.hero h1 em{display:block;font-style:italic;color:var(--gold-text)}
.hero-lead{font-size:18.5px;max-width:540px;color:var(--muted);margin:30px 0 36px;line-height:1.75}
.hero-visual{margin:0;background:var(--ink);color:#fff;padding:34px 36px 26px;position:relative;box-shadow:0 40px 80px -40px rgba(14,38,34,.6)}
.hero-visual::before{content:'';position:absolute;inset:10px;border:1px solid rgba(220,195,146,.28);pointer-events:none}
.visual-head{display:flex;justify-content:space-between;gap:12px;font-size:11px;letter-spacing:.24em;color:var(--gold-light)}
.visual-title{font:italic 500 32px/1.15 var(--display);margin:28px 0 12px;color:#fff}
.hero-visual svg{width:100%;height:auto;display:block}
.visual-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid rgba(220,195,146,.3);padding-top:16px;margin-top:6px;font-size:11px;letter-spacing:.18em;color:#e9e2cf}
.hero-visual figcaption{font-size:12px;color:#c9cfc6;margin-top:12px}
.strap{background:var(--ink);color:var(--gold-light);padding:22px 0;font-size:12px;letter-spacing:.3em;overflow:hidden}
.strap .container{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.strap b{font:400 22px/1 var(--display);color:var(--gold)}
.founder{border-bottom:1px solid var(--line)}
.founder-story p{color:var(--muted);line-height:1.9}
.founder-story p:first-child{color:var(--ink);font:500 26px/1.45 var(--display)}
.split{display:grid;grid-template-columns:1fr 1.1fr;gap:9%;align-items:start}

.cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:26px}
.cards.three{grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--line2);border-left:1px solid var(--line2)}
.cards.two{grid-template-columns:repeat(2,minmax(0,1fr));gap:48px 36px}
.card{display:flex;flex-direction:column;position:relative}
.card h3,.card .card-title{font-size:29px;margin-bottom:10px}
.card p{font-size:14.5px;color:var(--muted);flex:1;margin-bottom:0}
.card .arrow{font-size:18px;margin-top:18px;align-self:flex-end;color:var(--gold-text);transition:transform .45s var(--ease)}
.card:hover .arrow{transform:translate(4px,-4px)}
.sector-card .card-photo{aspect-ratio:1.25;overflow:hidden;background:var(--tint);margin-bottom:20px;position:relative}
.sector-card .card-photo::after{content:'';position:absolute;inset:10px;border:1px solid rgba(255,255,255,.55);pointer-events:none}
.sector-card img{width:100%;height:100%;object-fit:cover;filter:saturate(.75) contrast(1.02);transition:transform 1.2s var(--ease),filter .6s}
.sector-card:hover img{transform:scale(1.06);filter:saturate(1)}
.sector-card .card-num{font-size:11px;letter-spacing:.26em;color:var(--gold-text);margin-bottom:10px}
.sector-card .arrow{border-top:1px solid var(--line2);width:100%;text-align:right;padding-top:12px}
.cards.two .card-photo{aspect-ratio:1.8}
.service-card{padding:34px 32px;border-right:1px solid var(--line2);border-bottom:1px solid var(--line2);min-height:240px;background:transparent;transition:background-color .5s var(--ease)}
.service-card::before{content:'';position:absolute;left:0;top:0;height:2px;width:100%;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .6s var(--ease)}
.service-card:hover{background:var(--white)}
.service-card:hover::before{transform:scaleX(1)}
.service-card .icon-box{display:none}
.more-card{background:var(--tint)}

.finance-teaser{background:var(--ink);color:#e9e5da;padding:96px 0}
.finance-teaser .section-title{color:#fff}
.finance-teaser .eyebrow{color:var(--gold-light)}
.finance-teaser p{color:#cfd3c9;max-width:520px;margin-top:20px}
.finance-teaser .text-link{color:var(--gold-light)}
.finance-paths a{display:grid;grid-template-columns:1fr auto;gap:4px 18px;padding:24px 0;border-top:1px solid rgba(220,195,146,.3);transition:padding-left .45s var(--ease)}
.finance-paths a:last-child{border-bottom:1px solid rgba(220,195,146,.3)}
.finance-paths a:hover{padding-left:10px}
.finance-paths span{font:500 30px/1.15 var(--display);color:#fff}
.finance-paths small{font-size:13.5px;color:#c3c9bf}
.finance-paths b{grid-column:2;grid-row:1/3;align-self:center;font-weight:400;color:var(--gold-light)}

.software{background:var(--paper2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.software-list{display:grid;grid-template-columns:repeat(3,1fr);gap:36px}
.software-list>div{border-top:1px solid var(--gold);padding-top:26px}
.software-list img{height:34px;width:auto;margin-bottom:18px}
.software-list h3{font-size:26px;margin-bottom:6px}
.software-list p{font-size:14.5px;color:var(--muted);margin:0}

.resource-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:26px}
.topic-card{background:var(--white);border:1px solid var(--line);padding:30px;display:flex;flex-direction:column;gap:14px;min-height:250px;transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .5s}
.topic-card:hover{transform:translateY(-6px);box-shadow:0 30px 50px -35px rgba(14,38,34,.45);border-color:var(--gold)}
.section.white .topic-card{background:var(--paper)}
.topic-card h3,.topic-card .card-title{font-size:27px}
.topic-card p{color:var(--muted);font-size:14.5px;flex:1;margin:0}
.topic-card .text-link{align-self:flex-start}
.pill{align-self:flex-start;font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-text)}

.portrait-band{padding:100px 0;background:var(--white)}
.portrait-row{display:flex;align-items:center;justify-content:center;gap:76px}
.portrait{margin:0;flex:0 0 250px;position:relative}
.portrait::before{content:'';position:absolute;inset:-14px 14px 14px -14px;border:1px solid var(--gold);z-index:0}
.portrait img{position:relative;z-index:1;filter:grayscale(1)}
.portrait-row>div{max-width:560px}
.portrait-row p{color:var(--ink);font:italic 500 27px/1.4 var(--display);margin:18px 0 26px}

.cta-section{background:var(--ink);padding:96px 0;color:#fff;position:relative;overflow:hidden}
.cta-section::after{content:'';position:absolute;left:-160px;bottom:-260px;width:520px;height:520px;border:1px solid rgba(220,195,146,.2);border-radius:50%}
.cta-section .eyebrow{color:var(--gold-light)}
.cta-row{position:relative;z-index:1;display:flex;align-items:center;justify-content:space-between;gap:45px}
.cta-section h2{color:#fff;font-size:clamp(38px,4.2vw,62px)}
.cta-section p{color:#cfd3c9;margin:16px 0 0;max-width:620px}

/* ---------- Pied de page ---------- */
.footer{padding:72px 0 26px;background:var(--ink2);color:#b9bfb5}
.footer .logo-mark{color:#fff}
.footer .logo-word{color:#fff}
.footer .logo-word small{color:var(--gold-light)}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1.25fr 1fr;gap:38px}
.footer-title{font-size:11px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold-light);margin:0 0 16px}
.footer-pitch{max-width:340px;margin-top:22px;font-size:14.5px;color:#c3c9bf}
.footer a:not(.logo){display:block;font-size:14.5px;margin:9px 0;color:#dcdfd8;transition:color .3s}
.footer a:not(.logo):hover{color:var(--gold-light)}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;border-top:1px solid rgba(220,195,146,.2);padding-top:22px;margin-top:48px;font-size:12.5px;color:#a9b0a6}

/* ---------- Pages intérieures ---------- */
.page-hero{padding:56px 0 70px;border-bottom:1px solid var(--line);position:relative;overflow:hidden}
.page-hero::after{content:'';position:absolute;right:-140px;top:-180px;width:460px;height:460px;border:1px solid rgba(176,141,79,.22);border-radius:50%;pointer-events:none}
.page-hero .container{position:relative;z-index:1}
.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;font-size:13px;color:var(--muted);margin-bottom:36px;letter-spacing:.02em}
.breadcrumbs a{border-bottom:1px solid var(--line2)}
.breadcrumbs a:hover{color:var(--gold-text)}
.breadcrumbs [aria-current]{color:var(--ink)}
.page-hero h1{font-size:clamp(44px,5.4vw,80px);max-width:1000px;line-height:1.02}
.page-hero p{font-size:19px;color:var(--muted);max-width:760px;margin:26px 0 0;line-height:1.7}
.page-meta{display:flex;gap:22px;flex-wrap:wrap;margin-top:26px;color:var(--muted);font-size:13px;letter-spacing:.04em}
.page-meta span:first-child{font:italic 500 18px var(--display);color:var(--gold-text)}
.independence-note{margin:30px 0 0;font-size:14.5px;color:var(--text);padding:18px 22px;background:var(--white);border:1px solid var(--line);border-left:2px solid var(--gold)}
.sector-photo{margin-top:44px;position:relative;overflow:hidden}
.sector-photo img{width:100%;height:380px;object-fit:cover;filter:saturate(.8)}
.sector-photo figcaption{position:absolute;right:44px;bottom:14px;padding:4px 10px;background:rgba(14,38,34,.85);color:#fff;font-size:12px;letter-spacing:.06em}
.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:72px;align-items:start}
.article{max-width:780px}
.article h2{margin:52px 0 16px;font-size:40px}
.article>h2:first-child,.article .service-block:first-child h2{margin-top:0}
.article h3{margin:28px 0 8px;font-size:27px}
.article p{color:var(--text);line-height:1.85}
.article ul,.article ol{padding-left:22px;color:var(--text)}
.article li{margin-bottom:8px}
.article li::marker{color:var(--gold)}
.article .lead{font:500 26px/1.45 var(--display);color:var(--ink)}
.service-block h2{margin-top:0!important}
.service-block{padding-bottom:34px;margin-bottom:34px;border-bottom:1px solid var(--line);scroll-margin-top:120px}
.biglist{list-style:none;padding:0!important;margin:24px 0}
.biglist li{padding:16px 0;border-bottom:1px solid var(--line);font:500 23px/1.3 var(--display);color:var(--ink);margin:0;display:flex;gap:16px;align-items:baseline}
.biglist li::before{content:'';width:18px;height:1px;background:var(--gold);flex-shrink:0;transform:translateY(-6px)}
.biglist li:first-child{border-top:1px solid var(--line)}
.callout{padding:24px 26px;background:var(--white);border:1px solid var(--line);border-left:2px solid var(--gold);margin:30px 0;font-size:15px;color:var(--text)}
.finance-note{padding:30px 32px;background:var(--ink);color:#e5e2d8;margin:38px 0}
.finance-note h2{font-size:30px!important;margin:0 0 10px!important;color:#fff}
.finance-note p{margin:0;font-size:15px;color:#d5d8cf}
.sample-tag{display:inline-block;margin-top:12px;color:var(--gold-text);font-size:11px;letter-spacing:.2em;font-weight:500}
.sidebar{position:sticky;top:120px}
.side-card{border:1px solid var(--line);padding:26px;background:var(--white);margin-bottom:18px}
.side-title{font-size:26px;margin-bottom:12px}
.side-card p{font-size:14.5px;color:var(--muted)}
.side-card a:not(.btn){display:flex;justify-content:space-between;font-size:14.5px;padding:11px 0;border-bottom:1px solid var(--line);transition:color .3s,padding-left .35s var(--ease)}
.side-card a:not(.btn):hover{color:var(--gold-text);padding-left:6px}
.side-card a:not(.btn):last-child{border-bottom:0}
.side-card .btn{width:100%}
.faq{margin-top:52px}
.faq details{border-top:1px solid var(--line);padding:20px 0}
.faq summary{font:500 23px/1.3 var(--display);cursor:pointer;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:20px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';font:300 26px/1 var(--sans);color:var(--gold);transition:transform .35s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{margin-top:12px}
.faq details:last-child{border-bottom:1px solid var(--line)}
.metric-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:28px 0}
.metric-box{background:var(--white);border:1px solid var(--line);border-top:2px solid var(--gold);padding:22px}
.metric-box strong{display:block;color:var(--ink);font:500 23px/1.2 var(--display);margin-bottom:8px}
.metric-box p{font-size:14px;margin:0}
.source-list{padding:20px;background:var(--paper2);font-size:14px;color:var(--text);margin-top:32px}
.source-list a{color:var(--gold-text);text-decoration:underline}
.muted-note{font-size:14px;color:var(--muted)}
.empty-note{padding:14px;background:#f6ebd4;color:#5b431a;font-size:14px}
.placeholder-frame{background:var(--white);border:1px dashed var(--line2);padding:16px;color:var(--text);font-size:14px;margin:24px 0}
.about-portrait{float:right;width:200px;margin:4px 0 18px 30px;position:relative}
.about-portrait img{filter:grayscale(1)}

/* Financement */
.situations{margin:34px 0 64px}
.situation{display:flex;gap:30px;align-items:baseline;padding:30px 0;border-bottom:1px solid var(--line);transition:padding-left .45s var(--ease)}
.situation:first-child{border-top:1px solid var(--line)}
.situation:hover{padding-left:10px}
.situation-tag{min-width:120px;font-size:11px;letter-spacing:.26em;color:var(--gold-text);font-weight:500}
.situation h3{font-size:34px;margin-bottom:8px}
.situation p{color:var(--muted);margin:0;max-width:720px}
.situation b{margin-left:auto;font-weight:400;color:var(--gold-text)}
.finance-detail h2{font-size:40px;margin-bottom:16px}
.finance-detail p{color:var(--muted)}

/* Parcours commerciaux */
.next-step{margin:54px 0 10px;padding:36px;background:var(--white);border:1px solid var(--line);border-top:2px solid var(--gold)}
.next-step h2{margin-top:0!important}
.offer-grid{display:grid;gap:0;margin:24px 0 20px;border-top:1px solid var(--line)}
.offer{padding:24px 0;border-bottom:1px solid var(--line)}
.offer h3{margin:0 0 6px!important;font-size:28px!important}
.offer p{margin:0 0 16px;color:var(--text)}
.offer-links{display:flex;flex-wrap:wrap;align-items:center;gap:12px 24px}
.offer-links .btn{padding:13px 18px}
.next-step .muted-note{margin:0}

/* Simulateurs */
.calc-layout{display:grid;grid-template-columns:minmax(0,1fr) 370px;gap:32px}
.calc-layout>*{min-width:0}
.calc-form{background:var(--white);border:1px solid var(--line);padding:34px}
.calc-form h2,.calc-output h2{font-size:34px;margin-bottom:10px}
.calc-intro{color:var(--muted);font-size:14.5px}
.calc-group{border:0;border-top:1px solid var(--line);margin:28px 0 0;padding:22px 0 0;min-width:0}
.calc-group legend{font:italic 500 24px var(--display);color:var(--gold-text);padding:0 12px 0 0}
.calc-fields{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:12px}
.field{display:flex;flex-direction:column;gap:7px}
.field label{font-size:14px;color:var(--ink);font-weight:500}
.field input,.field select,.field textarea{width:100%;min-width:0;padding:13px 14px;background:#fff;border:1px solid var(--line2);color:var(--ink);border-radius:0;transition:border-color .3s,box-shadow .3s}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(176,141,79,.25)}
.field input{font-variant-numeric:tabular-nums}
.field-help{font-size:13px;color:var(--muted)}
.calc-output{background:var(--ink);padding:34px;color:#fff;align-self:start;position:sticky;top:120px}
.calc-output .eyebrow{color:var(--gold-light)}
.calc-output h2{color:#fff}
.calc-output p{color:#d3d7cd;font-size:14px}
.result-big{font:500 56px/1.05 var(--display);color:var(--gold-light);margin:14px 0 4px;font-variant-numeric:lining-nums tabular-nums;transition:color .3s}
.result-big.is-negative{color:#f2b4a6}
.result-line{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid rgba(220,195,146,.2);font-size:14px}
.result-line strong{color:#fff;font-weight:500;font-variant-numeric:tabular-nums}
.calc-disclaimer{font-size:13px!important;margin:22px 0 16px}
.warning-note{font-size:14px;background:var(--tint);padding:16px 18px;margin-top:24px;color:#43391f}
.calc-sticky{display:none}

/* Contact */
.contact-layout{display:grid;grid-template-columns:1fr 1.1fr;gap:84px;align-items:start}
.contact-intro{color:var(--muted);margin-top:18px}
.contact-cards{display:grid;gap:0;margin-top:30px;border-top:1px solid var(--line)}
.contact-card{padding:22px 0;border-bottom:1px solid var(--line)}
.contact-card strong{display:block;color:var(--ink);font:500 25px/1.2 var(--display)}
.contact-card span{display:block;color:var(--muted);font-size:14.5px;margin-top:4px}
.form-panel{background:var(--white);border:1px solid var(--line);border-top:2px solid var(--gold);padding:34px}
.form-panel h2{font-size:34px;margin-bottom:8px}
.form-panel .field{margin-bottom:18px}
.form-panel .btn{width:100%}
.form-status{padding:13px 16px;background:var(--tint);color:var(--ink);font-size:14px;margin-top:16px;display:none}
.form-status.visible{display:block}

/* ---------- Animations ---------- */
@keyframes rise{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}}
@keyframes draw{from{stroke-dashoffset:1}to{stroke-dashoffset:0}}
@keyframes fade{from{opacity:0}to{opacity:1}}
@keyframes pulse{0%,100%{r:5}50%{r:8}}
.hero-layout>div>*{animation:rise .9s var(--ease) both}
.hero-layout>div>*:nth-child(2){animation-delay:.12s}
.hero-layout>div>*:nth-child(3){animation-delay:.24s}
.hero-layout>div>*:nth-child(4){animation-delay:.36s}
.hero-visual{animation:rise 1.1s .25s var(--ease) both}
.hero-visual .trace{stroke-dasharray:1;animation:draw 2.2s .7s var(--ease) both}
.hero-visual .tension{animation:fade 1s 2s both}
.hero-visual .endpoint{animation:fade .5s 2.7s both,pulse 2.4s 3.2s ease-in-out 3}
.page-hero .container>*{animation:rise .8s var(--ease) both}
.page-hero .container>*:nth-child(2){animation-delay:.08s}
.page-hero .container>*:nth-child(3){animation-delay:.16s}
.page-hero .container>*:nth-child(4){animation-delay:.24s}
.page-hero .container>*:nth-child(5){animation-delay:.32s}
.js .reveal{opacity:0;transform:translateY(34px);transition:opacity 1s var(--ease),transform 1s var(--ease)}
.js .reveal.in{opacity:1;transform:none}

/* ---------- Responsive ---------- */
@media(max-width:1180px){
  .header-inner{min-height:76px}
  .menu-toggle{display:inline-flex}
  .nav{position:absolute;top:100%;left:0;right:0;display:none;flex-direction:column;align-items:stretch;gap:0;padding:12px 32px 28px;background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line);max-height:calc(100vh - 76px);overflow-y:auto;box-shadow:0 30px 50px -30px rgba(14,38,34,.4)}
  .nav.open{display:flex;animation:fade .3s both}
  .nav-list{flex-direction:column;align-items:stretch;gap:0}
  .nav-item{border-bottom:1px solid var(--line)}
  .nav-row{justify-content:space-between}
  .nav-link{font:500 26px/1.2 var(--display);padding:14px 0}
  .nav-link::after{display:none}
  .sub-toggle{padding:16px 4px 16px 20px;margin:0}
  .sub-toggle svg{width:14px;height:9px}
  .submenu,.nav-item.open>.submenu{position:static;min-width:0;opacity:1;visibility:visible;transform:none;display:none;transition:none}
  .nav-item.open>.submenu{display:block}
  .submenu::before{display:none}
  .submenu-inner{border:0;box-shadow:none;background:transparent;padding:0 0 16px 14px;border-left:1px solid var(--gold)}
  .submenu-intro{display:none}
  .submenu li a{border-top:0;padding:8px 0}
  .submenu li strong{font-size:19px}
  .nav-contact{margin-top:20px;text-align:center;padding:15px}
  .cards{grid-template-columns:repeat(2,minmax(0,1fr))}
  .resource-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:860px){
  .hero{padding:52px 0 64px}
  .hero-layout,.split,.content-layout,.contact-layout,.calc-layout{grid-template-columns:1fr;gap:38px}
  .sidebar,.calc-output{position:static}
  .cards.three{grid-template-columns:repeat(2,minmax(0,1fr))}
  .software-list{grid-template-columns:1fr;gap:24px}
  .section{padding:72px 0}
  .finance-teaser{padding:72px 0}
  .section-head{align-items:flex-start;flex-direction:column;gap:14px}
  .cta-row{align-items:flex-start;flex-direction:column}
  .portrait-row{flex-direction:column;align-items:flex-start;gap:44px}
  .sector-photo img{height:240px}
  .sector-photo figcaption{right:40px}
  .calc-sticky{display:flex;justify-content:space-between;align-items:center;gap:12px;position:sticky;bottom:0;margin:22px -34px -34px;padding:14px 22px calc(14px + env(safe-area-inset-bottom,0px));background:var(--ink);color:#fff;font-size:14px}
  .calc-sticky strong{font:500 26px var(--display);color:var(--gold-light)}
}
@media(max-width:600px){
  .container{padding:0 20px}
  .nav{padding-left:20px;padding-right:20px}
  .logo-word{font-size:18px;letter-spacing:.14em}
  .logo-word small{font-size:8.5px;letter-spacing:.22em}
  .logo-mark{width:40px;height:40px;font-size:29px}
  .menu-label{display:none}
  .hero h1{font-size:50px}
  .hero-lead{font-size:16.5px}
  .hero-visual{padding:24px 22px 20px}
  .visual-title{font-size:26px;margin-top:20px}
  .cards,.cards.three,.cards.two,.resource-grid,.metric-grid,.calc-fields,.footer-grid{grid-template-columns:1fr}
  .service-card{min-height:0}
  .page-hero h1{font-size:44px}
  .page-hero p{font-size:17px}
  .article h2{font-size:34px}
  .article .lead{font-size:22px}
  .founder-story p:first-child{font-size:22px}
  .situation{flex-direction:column;gap:8px}
  .situation b{display:none}
  .strap b{display:none}
  .strap .container{flex-direction:column;align-items:flex-start;gap:8px}
  .about-portrait{float:none;margin:0 0 22px}
  .portrait{flex-basis:auto;width:210px;margin-left:14px}
  .portrait-row p{font-size:23px}
  .calc-form{padding:24px}
  .calc-sticky{margin:22px -24px -24px}
  .next-step{padding:24px}
}
@media(max-width:380px){
  .logo-word small{display:none}
  .logo-word{font-size:16px;letter-spacing:.1em}
  .menu-toggle{padding:9px 11px}
}
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .js .reveal{opacity:1;transform:none}
  .hero-visual .trace{stroke-dasharray:none}
}